Neil Nazareth and Jeremy Landry represent the New Orleans Saints in a lawsuit against their insurers in which the Saints seek to recover business interruption losses caused by Hurricane Ida. The Saints are seeking full coverage under their 5 million dollar policy plus statutory damages, attorney's fees, and costs for the insurers' alleged breach of contract and bad faith claims handling practices.
The Saints allege that due to physical damage to the Superdome that resulted in no A/C for the building, they were unable to host their first home game of the 2021 regular season at the Superdome and instead had to relocate the game to Jacksonville's stadium. The Saints' alleged losses include the lost business income and extra expenses incurred as a result of having to host and play the game in Jacksonville. The Saints are also pursuing bad faith claims against their insurers for their alleged failure to adjust the Saints' claim fairly and in good faith. For example, one of the insurers denied the Saints' claim based in part on a fire on the roof of the Superdome that occurred nine days after the first home game was played and had nothing to do with the damage caused by Hurricane Ida. This supports the Saints' allegation that the insurers willfully interpreted the factual circumstances in favor of the insurers' own interests in violation of Louisiana law. The Saints are seeking full coverage under their policy plus statutory damages, attorney's fees, and costs for the insurers' alleged breach of contract and bad faith claims handling practices. The lawsuit is pending in New Orleans before the United States District Court for the Eastern District of Louisiana.